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State Farm® Insurance Agent

Pam Herndon

104 S Estes Drive
Suite 105
Chapel Hill, NC 27514-2825

Located behind the Chapel Hill Chamber of Commerce Office

Would you like to create a personalized quote?

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 5pm
After Hours by Appointment
Call or text us 24 hours a day!


104 S Estes Drive
Suite 105
Chapel Hill, NC 27514-2825


English, Spanish

If you're having a wedding this summer, it's a good idea to insure your wedding rings through a separate jewelry insurance policy. When purchasing a new home, make sure to secure homeowners insurance to protect the property and its contents. For life insurance, consider your specific needs and consult with professionals to find the right policy for both partners. When combining finances, have open discussions, create joint budgets, and seek guidance from myself or my team.

Our team stands ready to help our customers with their insurance needs, including Life, Auto, Homeowners, Renters, Pet, Boat, and Business Insurance. Serving Durham, Raleigh, Apex, Chapel Hill, and Chatham County, we aim to create an exceptional experience for those who walk in through our doors. Connect with us and experience the Pam Herndon State Farm Agent difference today!

A lifelong resident of North Carolina, I attended Meredith College and East Carolina University. I am also involved in the community, actively volunteering and supporting local acts. Outside the office, I enjoy spending time with my family, especially my three wonderful grandsons.

Contact our office to learn about the personalized coverage plans we could create for you. We look forward to meeting you!

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds, Annuities

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At the Pam Herndon State Farm Insurance Agency in Chapel Hill, we strive to be an educational resource for our Good Neighbors in NC and the Greater Chapel Hill area. We help customers with their Auto, Home, Renters, Pet, Business, Boat, and Life insurance needs. Contact us to learn more!

Team members are: Meredith Herndon Koraly, Marc Cram, Mackenzie Mullins, Danny Ingvalson, Wayne Britt, Stephanie Whitehead, Jessica Guild, Elisa Curren

Meredith Herndon Koraly State Farm Agent Team Member

Meredith Herndon Koraly

Insurance Account Representative

Hi! My name is Meredith. Pam is my mom and I grew up in the Pam Herndon State Farm Insurance office​ and started working here back in my teens. I now have 20 years of State Farm Insurance experience and take pride in helping our customers with their insurance needs as well as walking them through the claims process. I was born in Las Vegas, currently live in Carteret County, and received my BS from Humboldt State University. I love spending time with my 2-year-old son and watching UNC basketball!

Mackenzie Mullins State Farm Agent Team Member

Mackenzie Mullins

Insurance Account Representative

Hey, my name is Mackenzie and I joined the Pam Herndon State Farm Team in June 2021. I live in Durham and as a Customer Service Rep, I primarily help customers in Chapel Hill and beyond with their Auto Insurance, Homeowners Insurance, and more. I have two rescue dogs, Bacon and Annabelle, and a cat, Ares. When I am not spending time with them, I enjoy listening to music and coloring! Fun fact, I participated in pageants from 13 to 21! Call me today with any insurance questions!

Danny Ingvalson State Farm Agent Team Member

Danny Ingvalson

Insurance Account Representative

Hi! My name is Danny and I joined the Pam Herndon State Farm Insurance team in Chapel Hill in 2021. I am very hardworking, family oriented, and bring humor to the office. I pride myself in customer satisfaction as I assist our Good Neighbors with many of their insurance needs, including Auto Insurance, Homeowners Insurance, Small Business Insurance, and more. I live in the Roxboro area and went to the University of Phoenix. I have two kids, two dogs, and I love spending time with them all!

Marc Cram State Farm Agent Team Member

Marc Cram

Life/Health Products Representative

Hi, my name is Marc! I joined the Pam Herndon State Farm Insurance team in 2018 with over 30 years of Financial Services experience. I enjoy helping our customers with their Life Insurance and Health Insurance. As a Chartered Financial Consultant, I can also help develop and implement financial plans with focuses on college funding, retirement & legacy planning. I currently live in Durham with my wife, and dog Teddy, and in my free time, I love golfing, gardening, cooking, and traveling!

Wayne Britt State Farm Agent Team Member

Wayne Britt

Insurance Account Representative

Hello, I'm Wayne. I offer Home, Auto, Life, and Renters Insurance to our Good Neighbors. I aim to make your insurance journey smooth with a dash of humor and charm. In my personal time, I love sports! Whether it's basketball, football, or baseball, count me in. I proudly coach an under-12 softball team. I also love to spend time with my daughter at our local club.

Jessica Guild State Farm Agent Team Member

Jessica Guild

Insurance Account Representative

Jessica here, your customer service representative. I am a local resident of Chapel Hill, which gives me a deeper connection to our community. Outside of work, I love to spend my time singing and dancing with my friends and family. At home, I love being around my pets, which include dogs, chickens, fish and snakes.

Elisa Curran State Farm Agent Team Member

Elisa Curran

Insurance Account Representative

I'm Elisa, your insurance representative offering services in Auto, Renters, Life, and Business Insurance. I'm a Belhaven University alumni and a local community member in Chapel Hill. When I'm not at my desk, I enjoy spending time with my three sisters and my dog, Lemon. Outside of that, I love to cook, learn new recipes, and go hiking when the weather allows it.


Stephanie Whitehead

Hello! I'm Stephanie, your friendly Customer Service Representative from Emerald Isle. With a background from Peace College and East Carolina University, I'm passionate about helping with your auto insurance needs. A volunteer at heart, I'm also a book lover with two adorable pets, Oreo and Mac Jones. When not working, I enjoy cooking and baking. Let's connect and work together to craft a coverage plan for you.


Hannah Card

Hi my name is Hannah and I am a Insurance Representative at Pam Herndon State Farm in Chapel Hill, North Carolina. I am a proud alumni of SUNY Broome University and now reside in the Chapel Hill area. I am dedicated to assisting our customers with their Auto, Home, and Renters Insurance. When I am not in the office, I enjoy spending time with my two cats Phoebe and Iris and my beautiful fish. I look forward to working together and providing all of our customers with excellent service!